Junior Underwriter - Richmond

Junior Underwriter (Casualty Underwriting)

We want to speak with underwriters who have casualty underwriting experience

We’re hiring for a Junior Underwriter role supporting casualty underwriting , with a focus on Commercial General Liability (CGL) and Excess Liability . This position is designed for underwriters who want deeper exposure to portfolio profitability, coverage analysis, and underwriting decision support—while working closely with underwriting leadership and brokers.

If you’ve underwritten casualty liability risks and want a role where your analysis and judgment directly impact underwriting outcomes, we’d like to connect.

What a Junior Underwriter Does in Casualty Underwriting

A Junior Underwriter in casualty underwriting supports core underwriting workflows: reviewing submissions, assessing exposures, validating underwriting requirements, and documenting decision rationale. You’ll help ensure the underwriting team is pricing and structuring coverage appropriately, while keeping the file audit-ready and aligned with carrier guidelines.

Responsibilities

Submission & Risk Analysis

• Collect, review, and analyze submissions to evaluate risk acceptability and exposure profile
• Assess liability drivers, coverage needs, and underwriting requirements that influence pricing

Underwriting Recommendations & Decision Support

• Provide leadership with clear recommendations on whether to approve, decline, or modify an application
• Support pricing and structuring decisions based on risk quality and guideline alignment

Broker Follow-Up & File Management

• Follow up with brokers to obtain missing documentation and close outstanding items
• Keep detailed documentation, notes, and decision rationale within underwriting files

Profitability & Book Support

• Assist leadership in maintaining a profitable casualty book of business
• Support negotiations on terms, conditions, and pricing to ensure long-term performance

Coverage Forms & Guidelines

• Develop a strong understanding of:
• Common casualty coverage forms and endorsements
• Carrier guidelines and underwriting appetite boundaries
• How policy language relates to loss exposure

Team Collaboration

• Work within a collaborative environment to align risk strategy and underwriting approach across stakeholders

Candidate Profile

Casualty Underwriting Background (Preferred)

• 3–5 years of underwriting experience in Commercial General Liability (CGL) and/or Excess Liability
• Working understanding of policy provisions and how they connect to risk and loss exposure

Traits That Predict Success

• Strong work ethic and ownership mentality
• Highly organized, responsive, and deadline-aware
• Analytical, detail-oriented, and steady judgment
• Comfortable communicating with brokers/clients via phone
• Curious, coachable, and motivated by growth
• Willing to support ad hoc projects as needed
• Team-oriented and collaborative

Education & Designations

• College degree not required (preferred)
• Insurance designations not required (preferred)

If you have casualty underwriting experience (especially CGL and/or Excess) and want to explore a Junior Underwriter opportunity, submit your information through our site and reference: “Junior Underwriter — Casualty.”